PHH mortgage is the 4th largest provider of residential mortgages and the 7th largest mortgage servicer in the US. As a residential retail lending company, PHH Mortgage offers free loan-preapproval to eligible home buyers. Usually, the free loan approval is subject to a thorough underwriting review and requires the applicant to make a down payment of at least 3% of the mortgage amount. Customer who cannot afford the ideal 20% down payment may be subject to Private Mortgage Insurance. PHH has been awarded the Fitch Residential Specialty Subservicing rating of RPS2. As of 2011, PHH financed nearly $52 billion in residential mortgage.
Creating PHH Mortgage MyAccount *
PHH mortgage allows its customers to create online accounts and to use it to manage their bills and payments conveniently. Go to mortagegquestions.com and click on the register link to create PPH MyAccount.
You will be directed to a registration page where you will be required to provide your full name, social security number, email address, and your PPH loan number. Also, you will have to create your username and password, which you will use to sign in to your account. Make sure that you enter a valid email so that you can receive a confirmation message for account creation.
Managing PHH Mortgage MyAccount *
Once you create your online account, you will need to login to access the dashboard to manage your hhgregg account. From your dashboard, you can view your mortgage status, account credit and balance, recent payments, check end-year interest, retrieve tax statements, and access mortgage industry tools. Besides that, you can also signup for automated payments via your personal checking account and update your personal information.
Pay online *
You can easily and conveniently pay your PHH mortgage bills via MyAccount online. Simply go to mortgagequestions.com, enter your login credentials, and click the “Log in” button to access your account.
Once you’ve logged in, go to the mortgage payment area and enter the amount you want to pay, the date, and your bank account details. Confirm the details and then submit a one-time payment.
Pay via phone *
You can also make a PPH mortgage bill payment over the phone. PHH accepts phone payments from personal checking/savings accounts during normal business hours. Simply dial 1-877-729-3273 and follow the voice prompts until you pay off the mortgage bill. To expedite payment, have your account number and bank routing number ready when you make the call. A small convenience fee may apply for phone payment.
Pay via mail *
If you so wish, you can pay your PPH Mortgage via mail. Simply write down your check and mail it to the address below. Payments made by check may take 5-7 business days to be processed and credit posted to your account.
PO Box 5452
Mount Laurel, NJ 08054-5452
Pay via AutoPay *
As a PHH customer, you also have the option to pay your mortgage bills via automated payments. Once you enroll for AutoPay, payments will be deducted automatically from your personal current or checking account posted to your account on the scheduled due date of payment.
Always pay your PPH mortgage bills on time to avoid late fees and penalties